1. Micro Merchant loads their digital wallet with money. This can be done via bank card, electronic transfer or cash deposit.
2. The amount that was loaded by the micro merchant reflects as the balance in the wallet.
3. Micro Merchant sells VAS for cash to their customers. The micro merchant ends up with the initial amount they loaded in cash.
4. Once the Cash Float is depleted, the micro merchant can top the wallet up again.
5. Micro Merchants are paid their commissions earned on sales at the end of the month.
6. Micro Merchants who do not have smartphones can purchase a Qwili device at cost. Micro Merchants with a longer transaction record get devices at a reduced price.